Application of Channels
E-banking, mutual fund platform, counter, ATM, POS and other online and offline channels
Application Scenarios
Registration, login, card binding, account opening, payment, financial management, transfer, payment, consumption, deposit, marketing activities, etc
Identify risks
Pull wool, account misappropriation, pull library to bump, false card to steal brush, anti - money laundering and so on
Before the Loan
In the links of credit application, data submission and data investigation, device fingerprint, black and white list, data audit model, credit anti-fraud model, and people's bank credit investigation are combined to identify risks such as pre-loan equipment environmental risk, financial blacklist, multi-platform lending, and credit investigation anomaly.
In the Loan
In the process of credit approval and loan issuance, the borrower is assessed with quota evaluation model, solvency model and transaction anomaly monitoring model for fixed pricing, repayment ability and repayment intention.
After the Loan
In the process of loan repayment, behavioral model, disconnection model and post-loan collection model are combined to avoid overdue risk and reduce the non-performing rate of financial loans.
Familiar with regulatory documents, the whole process of overcheck support
Intelligent risk control system is built based on powerful technologies such as device fingerprint, decision engine, rule engine, machine learning and knowledge graph
The distributed flow processing engine is adopted to meet the performance needs and capacity expansion needs of financial institutions
Visual decision flow, visual editing interface, semantic rule engine, convenient for business personnel to quickly and accurately manage business strategy
Support the function of correlation map, case management, process configuration, organization management, report customization and so on, convenient management
Support cloud and local deployment of two integration methods, a full range of customer application scenarios, improve integration efficiency